First Time Buyer Mortgages...  

Owning a home has clear advantages over renting, such as the benefits of having made a long-term investment. But getting on the property ladder may well seem beyond the reach of many people. This need not be the case with the right first time buyer mortgage. Taking that first step on the big ladder of property ownership has so very many benefits.

Many lenders are now changing from lending on income multiples to affordability. We can advise you the most suitable lender to cater for your needs. If you are classed as a professional there may be a chance that a lender may stretch what they will lend you. On the other hand there may be the possibility of using your parents or close relative as a guarantor to allow you to increase your mortgage borrowing.

While there are no guarantees, there is the likelihood that in the long term your property will increase in value. Even if you decide to leave your property you have the option of either selling, or becoming a landlord yourself, and hopefully making a profit. 

It is worth bearing in mind that despite how appealing owning rather than simply renting a property is, buyers should be careful not to become financially overstretched.